Helvetic Fidelity
Important information

Before you continue

Helvetic Fidelity is not a bank and holds no banking licence. We don’t offer any financial services yet: accounts will be provided together with a licensed Swiss partner bank, which we’ll name before we open. Our future services are intended for people living in Switzerland.

Nothing on this website is an offer, solicitation or recommendation to use financial services, in Switzerland or anywhere else, and it may not be suitable or lawful where you live.

You’re welcome to explore at your own initiative. Choose Continue if you live in Switzerland, or if you live elsewhere and are visiting on your own initiative. If you’d rather not, choose Back.

By choosing Continue, you confirm that you:

  1. have read and understood this notice;
  2. are visiting this website on your own initiative, not because we approached you;
  3. are responsible for making sure that visiting this website is lawful where you are; and
  4. understand that visiting this website or joining the waitlist doesn’t make you a client and doesn’t give you a right to an account.

We remember your choice on this device for 30 days.

Keep what’s yours. Stress free.

A Swiss CHF account for freelancers and side-hustlers. Get paid by IBAN or QR-bill, and start on the free plan.

Join the waitlistJoin waitlist See how it worksHow it works
At launch

Everything you need to prosper

What the first version includes. Start on the free plan.

Get paid

  • Your own Swiss IBANA CHF account number to share with clients and employers.
  • Swiss QR-billSend it in a message. Clients pay from any Swiss banking app.
  • Freelance and side income welcomeReceive it on your personal account.

Manage your spend

Every payment is categorised and easy to find. For online card purchases, we ask whether they arrived or you’re returning them, and follow up if not.

Set goals

Put a name on what you’re saving for. Round-ups and a monthly auto-save do the rest.

Two accounts, one card

An Everyday and a Savings account in CHF. Your card spends from Everyday, and you can move money to Savings any time.

How it works

Open your account in three steps

People on the waitlist are invited first.

  1. Get the app

    Download the Helvetic Fidelity app to your phone.

  2. Verify your identity

    Scan your ID and take a quick selfie. The law requires us to know who you are.

  3. Get your IBAN and card

    Once you’re approved, your Swiss IBAN and a virtual debit card are ready to use.

Before you join

Straight answers

What Helvetic Fidelity is, what it isn’t yet, and what it costs.

Still have a question? Write to us and we’ll get back to you. hello@helveticfidelity.com

Can I use it for freelance or side income?
Yes. You can receive freelance and side income on your personal account. It isn’t a business account, so if you set up a GmbH or AG you’ll need a company account for it.
Is Helvetic Fidelity a bank?
No. We’re partnering with a licensed Swiss bank, which we’ll name before we open any accounts. Until then we don’t hold anyone’s money.
What does it cost?
Joining the waitlist is free, and there will be a free plan. We’ll publish full pricing, including every fee, before we open accounts.
What will I get at launch?
A Swiss CHF account with your own IBAN, a virtual debit card, ways to get paid by IBAN or QR-bill, savings goals and spend tracking.
Does it work with TWINT?
Not at launch.
How do you protect my data?
Your data is encrypted on your phone, and screens showing your details can’t be screenshotted or recorded. You can download everything we hold about you, or delete your account, at any time.
Which languages?
The app will be available in English, German, French and Italian.
When do you open?
People on the waitlist are invited first, and we’ll email you when it’s your turn.

Be first in line

The waitlist isn’t open yet. When it opens, you’ll be able to join right here.

Not open yet

Questions in the meantime? Write to us at hello@helveticfidelity.com

  • Free to join, free plan at launch
  • Invites go out in waitlist order
  • Only early-access emails, unsubscribe any time